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PORAC RMT

Will you be prepared for rising medical costs once you retire?

The Retiree Medical Trust of the Peace Officers Research Association of California (PORAC) is a funding vehicle that helps law enforcement and fire fighter members pay for medical expenses during retirement. What makes us unique?

Tax-Free Contributions | Tax-Free Earnings | Tax-Free Benefits

To see how the PORAC RMT can prepare you for rising medical costs when you retire, fill out the form below and we’ll answer any questions you may have. 
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What is the RMT?

What is the RMT?The PORAC Retiree Medical Trust is a funding vehicle in which you can deposit money while you are working to pay for medical expenses after you retire.

How it Works

  • Pre-tax employer and/or employee contributions are made through regular payroll transfers and/or lump-sum transfers of sick and vacation leave.
  • The Trust uses investment professionals to invest your contributions, and there is no tax on the earnings.
  • Once you retire, the Trust functions as a medical premium and expense reimbursement plan, and the benefits are totally tax-free.
  • How it WorksThe Trust is similar in many ways to your retirement plan; the longer you work, the greater your benefit will be.

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